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Do you currently need or anticipate needing assistance with daily tasks (e.g., bathing, medication management, or mobility) in the next 2-4 years?
Care and Independence Preferences
How important is having access to a full continuum of care (independent living to nursing care) in one community?
Not Important I prefer to arrange care separately or only need minimal support
Important I prefer to have on-site care provided.
Very Important I want long-term care security with minimal relocations.
Independence
How much independence do you want to maintain in managing daily tasks (e.g., cooking, cleaning, home maintenance)?
High Independence I enjoy managing most tasks or want to own my home.
Moderate Independence I want convenience and less responsibility for maintenance.
Financial and Lifestyle Considerations
Can you afford high upfront costs (e.g., $100,000–$1,000,000 entrance fees) and monthly fees ($3,000–$10,000) for a Continuing Care Retirement Community (CCRC)?
Yes, I’m ready to make the commitment so I don’t have to relocate in the future.
No, I don’t want to make that big a financial commitment.
For those needing minimal support or unable to afford CCRCs:
Yes, I want maintenance-free living with support services including meals, housekeeping, and nursing services.
No, I prefer to arrange my own home health services or prefer looking at more affordable options.
Recommendation: Senior-Friendly or Age-Restricted Apartments
Best for: Budget-conscious seniors who are healthy, independent, and can arrange external care if needed.
Next Steps: Research “Senior living apartments in Myrtle Beach”
For those wanting high independence
Do you prefer owning a home with community amenities or renting?
Yes, I want to own.
No, I prefer renting.
Recommendation: Senior-Friendly or Age-Restricted Apartments
Best for: Independent seniors who want affordability, flexibility, and minimal maintenance without owning property.
Next Steps: Research “Senior living apartments in Myrtle Beach”
For those wanting moderate independence
How important is a structured social environment with planned activities and amenities?
Very Important I value social engagement, events, and activities.
Not Important I prefer quieter, less structured settings.
Recommendation: Senior-Friendly or Age-Restricted Apartments
Best for: Seniors who want independence and affordability with some social opportunities but don’t need structured programs.
Next Steps: Look for apartments with basic amenities (e.g., community rooms) that suit your lifestyle.
For those wanting convenience and social engagement
Can you afford monthly rent of $2,000–$3,500 for an Independent Living community?
Yes, I can afford $2,000-$3,500 per month.
Recommendation: Independent Living Community
Best for: Active seniors who want maintenance-free living, social programs, and convenience services without significant medical care.
No, my living expenses are a priority.
Next Step: Research “Senior living apartments in Myrtle Beach”
Best for: Budget-conscious seniors who can live independently but may want some community features.
For those wanting to own vs. rent
Can you afford a home purchase (~$50,000–$100,000) and HOA fees ($1,100 – $2,500/month)?
Yes, that fits within my budget.
Recommendation: HOA in Age-Restricted Community
Best for: Financially stable seniors who want to own a home, enjoy community amenities, and maintain high independence.
No, that’s a little out of my range.
Continuing Care Retirement (CCRCs) and Age in Place Communities
Recommendation: Continuing Care Retirement Community (CCRC)
Best for: Seniors who want long-term care security, comprehensive amenities, and the ability to transition between care levels without relocating. Next Steps: Tour CCRCs, review contract types (e.g., life care vs. fee-for-service), and consult a financial advisor.
Next Step: Research “CCRC communities in the Myrtle Beach Area”
Covenant Towers Rentals – Note: These are privately owned condominiums. Some may be available for rent by the owner.
Covenant Towers works with all realtors including Jackie Carpenter of Coldwell Banker Sea Coast Advantage, who has been helping residents in the Covenant Towers community for over 15 years.
Phone: 843-222-5620
Jackie Carpenter / Seacoastrealty.com (Enter the address of 5001 Little River Rd. to view active listings.)
Other options: Research “55+ independent communities in myrtle beach area” and compare them to Covenant Towers!
Owning your home in a Senior Living community
Covenant Towers
Description: An age-restricted (55+) independent living HOA community in Myrtle Beach. We offer efficiency, one- and two-bedroom dwellings with amenities like a dining room, pool, chapel, billiard room, exercise room, fitness center, library, and a wide variety of on-site and off-site social activities. It’s a faith-based community with a focus on active senior living.
Covenant Towers is a ‘not-for-profit’ corporation. As a member of the Covenant Towers Homeowners Association, you have a vote and a voice within the community. Our board of directors are fellow owners, focused on what is best for the community, not for the profit of a corporation.
Assisted Living
Based on your responses, Assisted Living would be an option worth exploring.
Next Step: Research “Assisted Living Facilities near Myrtle Beach”
Next Step: Research “Affordable apartments in the Myrtle Beach area”